Code
|
Application Title |
Application Description |
Consumer / Business |
Debit / Credit |
| ARC |
ACCOUNTS RECEIVABLE CHECK
|
Converted checks received via the US mail or at a drop box location |
Consumer accounts only |
Single Debit Only |
| BOC |
BACK OFFICE CONVERSION |
Converted checks received by merchant at the point-of-purchase or a a manned bill payment locations, and processed during back office operations. |
Consumer accounts only |
Single Debit Only |
| CCD |
CORPORATE CREDIT OR DEBIT |
Transfer of funds between business accounts or to consolidated funds from several accounts of the same business. |
Business accounts only |
Debit or Credit |
| CIE |
CUSTOMER INITIATED ENTRY |
Credit entry initiated by an individual (usually through a bill payment service) used to pay some sort of an obligation. |
Consumer or Business Accounts |
Credit Only |
| CTX |
CORPORATE TRADE EXCHANGE |
Payment or collection of obligations between separate businesses |
Business accounts only |
Debit or Credit |
| DNE |
DEATH NOTIFCATION ENTRY |
Notice initiated by an agency of the Federal Government to advise an RDFI of the death of an individual (Includes addenda record with details) |
Consumer accounts only |
Credit only (Non dollar amount entry) |
| ENR |
AUTOMATED ENROLLMENT ENTRY |
Entry submitted by Financial Institution to enroll member in direct deposit of Federal Government Benefit Program. |
Consumer accounts only |
Credit only (Non dollar amount entry) |
| IAT |
INTERNATIONAL ACH TRANSACTION |
Transaction involving a financial agency's office that is not located in the territorial jurisdiction of the United States |
Consumer or Business Accounts |
Debit or Credit |
| POP |
POINT OF PURCHASE ENTRY |
Converted checks received by merchant at the point of sale |
Consumer accounts only |
Single Debit Only |
| POS |
POINT OF SALE ENTRY |
Entry submitted by individual at a merchant location using a merchant-issued card for payment of goods or services |
Consumer accounts only |
Single Debit Only |
| PPD |
PREARRANGED PAYMENT & DEPOSIT ENTRY |
Recurring entry for direct deposit of payroll, pension, etc., or for direct payment of recurring bills such as utilities, loans or insurance, etc. |
Consumer accounts only |
Debit or Credit |
| RCK |
REPRESENTED CHECK ENTRY |
Merchant collection of checks that had been returned as NSF or Uncollected funds |
Consumer accounts only |
Single Debit Only |
| TEL |
TELEPHONE AUTHORIZED ENTRY |
Single or recurring entry submitted pursuant to an oral authorization obtained solely via the telephone |
Consumer accounts only |
Debit Only |
| WEB |
INTERNET AUTHORIZED ENTRY |
Entry submitted pursuant to an authorization obtained solely via the internet or a wireless network |
Consumer accounts only |
Debit Only |
| XCK |
DESTROYED CHECK ENTRY |
Replacement entry for check that is lost or destroyed or for check image that is unreadable or can not be processed |
Consumer or Business Accounts |
Single Debit Only |